Lesson Plan

What’s Your Score?

In this lesson, students will learn how to read and interpret a credit report and, in the process, they will develop an understanding of how their spending and use of credit/debt, affects their credit history.

• Grade Level: 9-12
• Course(s)/Subject(s):

  Introduction to Business (BBI1O/BBI2O)
  Exploring Family Studies (HIF1O/2O)
  Personal Life Management (HIP40)

Lesson Plan

Investing Basics

In these lessons, students will learn key financial terms and some basics rules to help them manage their money. Students will also learn investment vehicles and how to structure different types of investment portfolios.

• Grade Level: 10-12
• Course(s)/Subject(s):

  BBI1O/BBI2O – Introduction to Business
  MBF3C – Foundations for College Mathematics
  GWL3O – Designing Your Own Future
  GLS4O/GLE4O/GLE3O – Advanced Learning Strategies: Skills for Success After Secondary School
  CLE 3M – The Individual and the Economy

Lesson Plan

All money present and accounted for!

In this lesson, students compare rates and calculate return on various investment vehicles. Students will develop skills with percentages and banking, as well as how to research.

• Grade Level: 8
• Course(s)/Subject(s):

  Mathematics, grades 1-8 (2005)

Lesson Plan

Saving vs. spending

In this lesson, students will explore the pros and cons of spending and saving, and the effect of interest on saving and borrowing. Class discussions cover the importance of starting early with retirement and other savings plans, the importance of an emergency fund, and how to apply the Rule of 72.

• Grade Level: 11-12
• Course(s)/Subject(s):

  HIP4O – Personal Life Management MCR3U – Functions
  CIE 3M – The Individual and the Economy

Lesson Plan

Setting priorities

In this lesson, students will brainstorm their expenses and categorize each as a need or a want. Using an example from current events, students will discuss the importance of setting spending priorities, and distinguishing between needs and wants to ensure financial security.

• Grade Level: 9-12
• Course(s)/Subject(s):

  HFL4E – Food and Healthy Living
  HIF1O/2O – Exploring Family Studies
  HIP4O – Personal Life Management
  CIE 3M – The Individual and the Economy

Lesson Plan

Forever compounding

This lesson demonstrates various ways to incorporate financial literacy learning into the study of a novel, by asking the question, “Are any of the characters in a unique situation that would require a different approach to savings and investing in order to ensure their financial survival”?

• Grade Level: 10-12
• Course(s)/Subject(s):

  ENG2D (Academic English)
  Similar expectations are in many of the senior courses too

Lesson Plan

What’s up doc? Health care in Canada

In Canada, universal health care is something many of us take for granted. Given these tough economic times, can we afford to maintain the system in its current form? This lesson explores the financial implications of health care spending through a tableau activity.

This is intended as an introduction to the issue of health care policy as it relates to financial literacy and should be followed by further study about the intricacies of social policy.

• Grade Level: 10
• Course(s)/Subject(s):

  CHV2O – Civics and Citizenship

Lesson Plan

Zero-budget band

Forming a percussion ensemble can be expensive. This lesson explores using repurposed items to create soundscapes and rhythmic music. The lesson demonstrates that having a zero-budget need not be a barrier to making music.

• Grade Level: 9
• Course(s)/Subject(s):

  AMU1O

Lesson Plan

Price it right!

In this lesson, students learn how companies use skim and penetration pricing models to maximize sales and increase profit.

• Grade Level: 9-10
• Course(s)/Subject(s):

  BBI1O/BBI2O – Introduction to Business Studies

Lesson Plan

Two Cents – Money Wisdom

In this lesson, students assess and evaluate money advice from family members and experts in the community by conducting interviews about how different people earn, save and spend money.

• Grade Level: 6
• Course(s)/Subject(s):

  Language

Lesson Plan

The Money dilemma: a comic strip

What would you do if you found $10 on the ground? Students will explore a money dilemma by creating a comic strip illustrating the ethical decision.

• Grade Level: 4-6
• Course(s)/Subject(s):

  Language – Writing, Media Literacy
  The Arts – Visual Arts

Lesson Plan

Mathlete: The costs of playing sports

In this lesson, students compare costs associated with participating in various sports and graph the results. Students then consider ways families can stay fit without spending a lot of money.

• Grade Level: 5
• Course(s)/Subject(s):

  Mathematics
  Health & Physical Education